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Sleep now, pay over time

Dream big, pay little by little with affirm

Fast and easy — Get a real-time decision that won’t affect your credit score.
The smart way to pay — Know up front what you’ll pay, and never pay a penny more.
Flexible payments — Pay over 3, 6, 12, 18, or 24 months with rates as low as 0% APR, subject to eligibility.

How it works

No credit, no problem with Katapult

Be approved for up to $3,500 - no credit required.
Quick application - a short application makes it easy to obtain what you need.
Make minimum payments overtime, purchase early and save, or return.

How it works

Earn 15% in cash rewards toward your next purchase with Accrue

Create a free account in minutes and start saving at your own pace.
Earn cash rewards toward your purchase for reaching savings milestones.
Buy when you're ready! No credit, debit, or fees.

How it works

One less thing to lose sleep over

Sleep now, Pay over time with Affirm

As low as $56/month at 0% APR.*

Prequalify in minutes

Complete a quick application that won’t affect your credit score.

Know what you'll owe

Sleep easy with simple monthly payments and no hidden fees.

Sleep worry free

We’re so confident you’ll love your Casper mattress, we give you 100 nights to try it in your own home.

“I always thought this kind of sleep was out of my price range ... the financing sealed the deal.”

- TREVA

As low as 0% APR financing

*For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks. Subject to credit check and approval. Rates from 0% APR or 10-36% APR over 3-24 months based on creditworthiness and purchase amount. Rates from 0% APR or 10–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

Paid interest is non-refundable. In cases of partial approval, a down payment may be required. For purchases under $350, limited payment options are available. Estimated payment amount excludes taxes and shipping fees. Offer subject to change at any time. Previous purchases are ineligible. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. See www.affirm.com/faqs for details.